Residential Closings 2017-10-19T21:02:53+00:00

Residential Closings

Many buyers and sellers of residential real estate are reluctant to hire an attorney, choosing instead to rely on form contracts and inexperienced title companies, due primarily to the misconception that a real estate attorney costs too much money or will complicate the process. Believing these misconceptions can cost you precious time and money.

It is important to remember that the purchase or sale of your home is one of the most important financial transactions in your life. No two real estate closings are the same, and there are no standard contracts.

Only an attorney can effectively advise a party on matters relating to the title and answer legal questions that often arise during the closing process. In addition, retaining the services of a real estate attorney to represent you and handle your closing often costs no more than (and sometimes less than) a title company closing.

If you or your company is in need of legal advice and/or representation for a real estate closing matter in Stuart, FL or Martin County, Fort Pierce and Port St. Lucie or St. Lucie County, Vero Beach or Indian River County, Okeechobee or Okeechobee County, West Palm Beach or Palm Beach County, or surrounding areas, please call the Stuart, Florida real estate attorney of Grazi & Gianino now at (772) 286-0200.

About Title Insurance.

Lifetime Television’s Designing Spaces aired a five-minute segment that American Land Title Association (ALTA) co-produced entitled “Protecting Your Best Investment: Knowledge is Power. ” If you missed it, you can watch ALTA Past President Anne Anastasi explaining the closing process and the importance of an Owner’s Title Insurance policy to ALTA member Marlen Rodriguez of Universal Land Title. Designing Spaces typically reaches over a million potential and current home buyers, making it one of the biggest opportunities we’ve ever had to explain the value of title insurance to the general public.

Closing Costs Calculator

This program is designed to estimate the closing costs for both the buyer and seller based on a specific sales price and loan amount you enter below. It does not include closing costs charged by a buyer’s lender.

PLEASE CALL OUR OFFICE FOR QUOTES IN EXCESS OF $1,000,000 AS DISCOUNTS MAY APPLY FOR TITLE INSURANCE POLICIES IN EXCESS OF $1,000,000.

Discounts apply on most refinance transactions. Please call our office for
a firm title insurance and closing cost quote.

Fill in the “Sale Price” and “Loan Amount” then press Calculate. Loan Amount:
$
Sale Price:
$
Buyer’s Closing Costs Seller’s Closing Costs
Owner’s Title Insurance Policy*: $
Lender’s Title Insurance Policy: $
Florida Form 9 Title Endorsement: $
Alta Title Endorsements (estimated): $
Title Search Fee: $
Closing Fee ($395 – $695): $
$
Documentary Stamp Tax on Deed: $
Documentary Stamp Tax on Note: $
Intangible Tax on Note: $
Total $
$

The payment of closing costs is a negotiable term of your real estate contract. The above allocation represents the customary allocation in Martin County, Florida. Please contact our office if your purchase or sale is in an adjacent county.

In addition to the costs shown above, taxes and assessments will be prorated between the parties at closing. Courier fees are charged when the delivery of documents is required.

We hope you find our website informative. We are even more helpful in person! Please call us at (772) 286-0200 when you are ready to buy or sell real estate. We look forward to providing you with a stress-free closing experience.

* A discount may apply if there is an existing title insurance policy less than three years old. Please call us at (772) 286-0200 and ask for Ryan Grazi for more details.

* This Calculator is a tool to provide an estimate and is not intended to be a binding agreement to provide services for a specified amount. Additional charges may apply where applicable.

PLEASE CALL OUR OFFICE FOR QUOTES IN EXCESS OF $1,000,000 AS DISCOUNTS MAY APPLY FOR TITLE INSURANCE POLICIES IN EXCESS OF $1,000,000.