Mortgage, Refinance, & Equity Closings

You may be tired of making two payments: one for your first mortgage and another for your second. Perhaps it’s time to reduce your current interest rate to a lower fixed or adjustable rate. Maybe you have an adjustable rate that you want to convert into a fixed-rate mortgage. You may want to cash out some of your equity, or lower your overall mortgage payment. Whatever the reason, you will want an attorney with the knowledge and experience that will ensure your Mortgage Refinance transaction goes smoothly.

Determining your eligibility for refinancing is similar to the approval process that you went through with your first mortgage. Your lender will consider your income and assets, credit score, other debts, the current value of the property, and the amount you want to borrow. If your credit score has improved, you may be able to get a loan at a lower rate. On the other hand, if your credit score is lower now than when you got your current mortgage, you may have to pay a higher interest rate on a new loan. Once you have selected the correct loan for you, Grazi & Gianino, can assist you in a smooth closing of that loan.

If you or your company is in need of legal advice and/or representation for a mortgage refinance or home equity line of credit in Stuart, FL or Martin County, Fort Pierce and Port St. Lucie or St. Lucie County, Vero Beach or Indian River County, Okeechobee or Okeechobee County, West Palm Beach or Palm Beach County, or surrounding areas, please call the Stuart, Florida real estate attorney of Grazi & Gianino now at (772) 286-0200.